Call Us(888) 823-4766Text Us

Roof Financing in Philadelphia — Approved Through Service Finance Company

A new roof is one of the most important investments you can make in your home. Don't let cost stand in the way of protecting your family. With flexible financing through Service Finance Company, you can get the roof you need now — and pay over time with manageable monthly payments.

Apply for FinancingGet a Free Estimate

How It Works

1

Apply

Fill out a quick application online or over the phone. It only takes a few minutes and checking your eligibility won't affect your credit score.

2

Get Approved

Receive a fast credit decision — often the same day. Choose the loan product that works best for your budget.

3

We Start Work

Once approved, we schedule your project. No payments are due until your job is complete.

Financing Options

Same-as-Cash

0% interest promotional period — pay off your balance within the promo window and pay zero interest. A great option if you want to spread payments over a few months.

Fixed Monthly Payments

Standard installment loans with fixed monthly payments over 5–10 year terms. Predictable payments that fit your budget — no surprises.

Deferred Payment

No payments until your project is complete. This stage-funding approach means you don't pay a cent until you're satisfied with the work.

50+ loan products available. Loans from $1,000 to $100,000. No prepayment penalties.

Why Finance Your Roof With Adilay?

Loans from $1,000 to $100,000
50+ loan products to choose from
Same-as-cash and 0% promotional options
No payments until your job is complete
Fast credit decisions — often same day
No prepayment penalties
Unsecured loans — home is not used as collateral
Works with a range of credit profiles
Available for roof replacement, repair, siding & more
FHA Title I approved lender
Trusted Lender

Service Finance Company, LLC is a nationally licensed sales finance company and an approved FHA Title I Lender. With over 50 loan products and a track record of helping homeowners across the country, your financing is in trusted hands.

Roof Financing FAQ

Yes! Adilay Roofing is an authorized contractor through Service Finance Company, LLC — a nationally licensed sales finance company and FHA Title I Lender. We offer a variety of loan products to help you finance your roofing or exterior project.
Service Finance Company works with a range of credit profiles. The best way to find out your options is to apply — checking your eligibility typically does not affect your credit score.
Yes. Financing and insurance are separate. If your insurance doesn't cover the full cost of your roof, financing can help you cover the difference — or fund upgrades beyond what your policy pays for.
Credit decisions are often made the same day you apply. The process is quick and straightforward — you can apply online or over the phone.
No. Loans through Service Finance Company are unsecured, meaning your home is not used as collateral. This provides peace of mind and a simpler process.
Yes. There are no prepayment penalties, so you can pay off your loan early without any additional fees.
Loans range from $1,000 to $100,000, depending on your project scope and credit profile.

Ready to Get Started?

Apply for financing today, or contact us for a free estimate. We'll help you find the right payment option for your project.

Apply for FinancingGet a Free Estimate

Protect Your Home Today

Don't let cost hold you back. Finance your roofing project with Adilay Roofing and Service Finance Company. No payments until your job is complete.

Call NowGet FREE Quote
Get A FREE Quote - Adilay Roofing